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Export finance for UK SMEs: how our UKEF partnership removes the capital barrier to international growth
The UK produces extraordinary businesses. Companies with strong products, genuine global demand, and the ambition to take on new markets. But there's a persistent problem that shows up at exactly the wrong moment. When a business is ready to scale internationally, when the export opportunity is real and the pipeline is live capital becomes the bottleneck. Working capital tightens. Payment cycles stretch. And traditional lenders, built for a different kind of business, struggl
3 days ago


Nighthawk Partners Announces Partnership with UK Export Finance to Unlock New Funding Pathways for UK SMEs
London, UK - Monday 23 March 2026 Nighthawk Partners, the UK’s leading early- and mid-stage multi-product lender, has announced a strategic partnership with UK Export Finance (UKEF) aimed at significantly expanding access to export funding for innovative small and medium-sized businesses across the UK. The partnership will enable Nighthawk to deliver new export-focused financing solutions designed specifically for high-growth SMEs looking to scale internationally but facing
4 days ago


De-coding the UK’s Gender Funding Gap
Introduction With International Women’s Day celebrations and events taking place throughout the month, March is a great time to reflect on both the progress that’s been made in supporting female entrepreneurship as well as the barriers that remain. Despite the growing number of women founding innovative companies, access to capital continues to be one of the biggest challenges facing female founders. The statistics are well known. In the UK, only around 2% of equity inve
Mar 10


Serving the underserved
Banks want to see trading history, predictable revenue, and tangible assets. Instead, early-stage businesses may have R&D pipelines, grant backing, and product roadmaps. That mismatch is why most innovative firms can't access the capital they need to scale. Small and medium-sized enterprises account for 60% of UK employment and generate £2.8 trillion in turnover. Despite this importance, SMEs – especially those led by underserved groups – still struggle to find appropriate fi
Feb 16


Mind the scale-up gap: why UK SMEs still face a funding valley of death
The UK is one of the easiest (and best) places in the world to start a business. Seed capital has never been more plentiful, from SEIS/EIS angels to crowdfunding platforms and accelerator programmes. At the other end of the journey, mature, de-risked companies can tap buyout funds, infrastructure investors and public markets. But in between those two poles lies a stubborn problem. If you're building a scale-up (a business already growing at scale and looking to expand revenue
Jan 29


Imagine a world where companies grow 30% a year
Most of our clients live in that world already, with 20-50% growth typical (and yes, some go well beyond that). But if you think that’s a comfortable place to be, you’d be wrong. Sustaining that level of growth while maintaining enough cash is incredibly hard. And ironically, that growth still isn’t fast enough for most VCs - so their doors stay shut. Banks won’t even pick up the phone. I understand the VCs’ logic: they already have companies growing faster in their portf
Nov 18, 2025


Rocking Horse & Nighthawk Partner to Unlock Smarter Funding at Scale
At Nighthawk, our mission has always been to back ambitious companies with the capital structures they need to scale. Today, we’re proud...
Oct 7, 2025


Is Google dead?
AI is outperforming Google search in core functionality. It likely needs to pivot to be pure AI search. But history suggests pivoting is hard...
Oct 7, 2025


Nighthawk and Arena Investors, LP Launch Venture Lending Platform to Support UK Innovation Economy
https://www.prnewswire.co.uk/news-releases/nighthawk-and-arena-investors-lp-launch-venture-lending-platform-to-support-uk-innovation-econ...
Sep 1, 2025


Drop The Sponsor
Executive Summary Most of the venture debt industry relies on " sponsors " when making loans - a VC firm that has invested heavily in the...
Feb 21, 2025


The Funding Gap
Crossing the chasm In his seminal book, Crossing the Chasm , Geoffrey Moore explores how products that have strong appeal with...
Nov 19, 2024


Go West
Raising funds As one of the first – if not the first – institution to fund the tech SMEs we work with, we're often asked for advice on...
Nov 14, 2024


Quarterly Update - Sep 2024
Featured new deals Porotech , the world’s most advanced microLED and optical computing company, is our largest venture debt done to...
Sep 5, 2024


The rare case of helping investors and start up founders.
The traditional view is that venture capital helps early stage companies with debt funding used once the company is profitable. The...
Aug 21, 2024


Financing green growth
Back in May of last year, we helped finance Future Forest's planting of 340,000 trees at Dumyat in Scotland.
Jan 8, 2024


Sep 19, 2023


The Growth Ecosystem Weather Report
Capital Drought or Passing Showers? Navigating the stormy seas of the growth ecosystem, the first half of 2023 sees us caught in even...
Jun 1, 2023


Farewell SVB, you will be missed
With First Citizens bank taking over the US assets of SVB in the United States, and HSBC having taken over the UK assets, Silicon Valley...
Apr 2, 2023


SVB - valuation & musings
The FT article above summarises the issue well. SVB was a victim of its own success. Having attracted so many startups and VCs, it...
Mar 12, 2023


February review
The team sees an exceptional number of UK tech start-ups every month. In February, this meant talking to over 100 start-ups for the...
Mar 6, 2023
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